Certificates & IRAS

Certificages and IRAs

Certificate Account

Our highest dividend-earning savings option, this account features: 

  • $2,500 minimum opening deposit
  • 6, 12, 24, 36,48, & 60 month terms
  • Fixed dividend rates paid quarterly
  • Available automatic renewal at maturity
  • Penalty for premature withdrawal

Individual Retirement Account (IRA)

An IRS qualified retirement option, this account features:  

  • Traditional & ROTH type
  • Tax deferred earnings or withdrawals on deposited funds
  • Possible tax-deductible contributions (see your tax advisor)
  • Certificate or money market investment options
  • Rollover contributions from other qualified retirement plans
  • Regular scheduled disbursements upon retirement