An arm of the National Credit Union Administration (NCUA), credit unions insured by this fund provide the protection of federal deposit insurance. NCUA is an independent agency of the United States government and provides the same protection the FDIC does to bank customers. Each United Arkansas FCU account is insured for at least $250,000 and can be insured for more than $2,500,000 for couples if accounts are properly structured. See a Member Service Representative for more details.

The safety net of federal insurance is one of the keystones of United Arkansas FCU's many member services. Your shares and savings are not only insured by this federal fund, the fund is also fully backed by the US Government. Not one penny of insured savings has ever been lost by a member of a federally insured credit union.


As an eligible member of United Arkansas Federal Credit Union you are entitled to receive $1,000 of 24-hour Accidental Death and Dismemberment Insurance from The Hartford simply by completing and mailing the enrollment form provided when you click on the "more info"  button below. There is NO COST to you! The credit union pays the premiums. It is just one of the many benefits of credit union membership. IMPORTANT! Your completed form must be on file in order for the Certificate of Insurance to be issued in your name. (See Summary of Insurance Provisions on enrollment form for details.) WE URGE YOU TO COMPLETE YOUR FORM AND MAIL IT TODAY!

More Info


All borrowers from the credit union are eligible to apply for this insurance product that will protect their credit quality by making their scheduled payments in the event of unforeseen disability, or payoff their loan in the unfortunate event of their death. In addition to the security and peace of mind that come with this protection, the credit union and CUNA Mutual Insurance Society have teamed up to insure that this Payment Protection is also convenient and economical with fast, tailored, and flexible coverage.

Ask your United Arkansas FCU Lender to enroll you for this coverage or provide you a premium quote. You will be glad you explored this valuable benefit of borrowing from your credit union.


This product from service partner American Modern Home Insurance Company protects only the credit union's financial interest in collateral accepted against a loan made to a member. The policy is purchased by the credit union in the event required casualty insurance is not maintained by the borrower as promised during loan closing and after the borrower has been notified two times in writing. The premium paid by the credit union is collected from the borrower over the term of the policy coverage by increasing the monthly oayment amount accordingly.

TruStage Auto & Home Insurance Program

Savings on personal, automobile, and homeowners insurance! This personal insurance plan is available through United Arkansas FCU and provides affordable group rate protection for your auto, home, life, and other personal needs through the convenience of payroll deduction or electronic debit from your credit union account. Members will enjoy savings and benefits such as group discounts (in all states except AK, LA, MS, SC, TN, TX, & WY), convenient payment plans without finance charges, competitive rates and discounts, 24 hour emergency roadside assistance, 24 hour claim service, and personalized services. For more information go to

GAP Protection and Extended Warranties

Credit Union members can take advantage of our GAP insurance or our Extended Warranties. Did you know that if your vehicle is stolen or totaled in a major accident, your loss could add up to more than it's value? Most insurance policies only protect the value of the vehicle at the time of the loss, which means you could receive less than the amount you owe. You can protect your investment with GAP- it covers the 'gap' between the vehicle's value and the amount you still owe. Why pay more at the dealership? We offer a very competitive rate, much less than most dealerships. Extended Warranties also help protect your investment in your vehicle. Even the most reliable vehicle may develop a mechanical problem. That's why so many people rely on our Extended Warranties. No matter where you travel in the United States, when you choose an Extended Warranty from United Arkansas FCU, you are protected against major mechanical expenses. See one of our Loan Specialists for more details.

Open an Account